Subrogation Investigation responsible parties or entities involved

 AOE/COE Employer Investigations & Claimant Statements

Validate Claimant’s current Health Status and Treatment 

Insurance Carriers, TPA’s, Law Firms, Employers & Municipalities

WORKERS’ COMPENSATION SURVEILLANCE AND INVESTIGATIONS

Workers’ Comp Surveillance: Stryker Investigations battle-tested insurance defense services encompass all aspects of Workers’ Comp Surveillance, a 4-hour activity check using High Definition (HD) video cameras. Workers’ Comp surveillance is by far the most effective tool insurance companies use to mitigate the loss and exposure on even the toughest claims. Surveillance is one of the most common methods that private investigators use to document evidence on the Claimant’s level of activity and range of motion. A physician with review the surveillance video and determine if the Claimant is operating out of their prescribed restrictions. 

When an investigator is able to capture video evidence of the claimant performing activities outside the scope of their physical restrictions set by their physician, the subject matter must be reviewed by their doctor. If the activities are, in fact, deemed outside the scope of their prescribed physical restrictions, the video may provide evidence that weakens or even stops payments of the workers’ compensation benefits. Stryker has the ability and equipment to capture video, both covertly from a vehicle and in person, with concealed cameras, and when appropriate, in rural communities, we can deploy drones to monitor a subject’s departure.

When it comes to fraudulent workers’ compensation claims, claimants use a myriad of methods to exaggerate and file false claims.  These claims end up costing money and a loss of productivity for the employer, which, unfortunately, is passed on to the consumer. Fraudulent Workers’ Compensation claims cost everyone… 

Investigators, adjusters, and employers working together can only recognize and react to the red flags that point to fraudulent Workers’ Compensation claims. A team approach to detecting and resisting fraudulent claims has been proven to be the most effective response in combating schemes to defraud insurers. Stryker PI, as the lead investigation agency, can conduct a comprehensive investigation and uncover the nature and extent of the deception and expose fraudulent and/or abusive claims. Once the investigation is started conducting Workers’ Compensation Surveillance at regular intervals will provide proof of a “pattern of practice” and provides a clear, precise, and comprehensive account of their actions. The “pattern of practice” evidence allows defense attorneys to prove motive in order to make plausible assertions about the claimant’s reasons for committing insurance fraud.

As a final point, Stryker concentrates our knowledge, skills, and expertise on a specific type of insurance investigation defense program that has been honed over the last two decades. As such, our focused performance will bring our clients exceptional work products and unparalleled service results.

Social Media Surveillance

During the last several years, insurance companies have increasingly relied on social media to investigate policyholders, as it can provide opportunities to uncover information that may conflict with or contradict information presented in your disability claim. Social media investigations are commonly used during court cases to provide information relevant to a case, to supplement evidence, establish character, and support or disqualify an alibi. Social media is being used more and more in custody cases, divorces, and even criminal trials.