New York Asset Search
Asset Search Investigations
Stryker provides nationwide asset search investigations for judgment enforcement sought by law firms pursuing substantial judgments.
Probate & Estate Discovery
Stryker can help counsel surviving family members, and the administrator of the estate, or the executor find missing or unknown bank accounts and assist in identifying insurance policies.
General Investigations
Stryker provides the best-in-class investigations and litigation support services tailored for legal professionals
New York City NYC and New York State Asset Search Private Investigator
Expert Private Investigator Providing Investigations Tailored for Legal Professionals
Our comprehensive asset search investigations, which have been extensively utilized for individuals, are equally effective for businesses. Our thorough corporate asset investigations are based on instructions from the client (requestor), and the findings will depend on those instructions. However, they can include identifying the officers of the entity, FEIN, national search for business bank accounts, investment portfolios, real estate holdings, equipment assets, intellectual property, subsidiary companies, and offshore financial interests.
New York Asset Search: Expert PI delivers best-in-class actionable statewide and nationwide asset search results for judgment enforcement remedies sought by creditors and counsel on behalf of their clients. Our firm specializes in New York asset searches and investigative services tailored to meet the complex needs of legal professionals throughout their case lifecycle. Call Stryker (800) 733-1950
New York asset search expert delivers best-in-class statewide and nationwide bank account searches, pre-litigation, probate, and estate discovery, judgment enforcement remedies, and comprehensive judgment enforcement remedies for law firms and businesses. Our investigation agency partners with New York law firms pursuing substantial judgment recoveries, leveraging sophisticated investigative techniques and the full scope of legal remedies to secure enforcement throughout the state of New York.
From conducting thorough pre-litigation and pre-judgment asset searches to locating specific bank accounts for existing civil judgments, our private investigators excel in uncovering actionable intelligence. At Stryker, we approach each investigation with unwavering determination and persistence, committed to achieving equitable outcomes for our clients. Unlike larger firms where cases can become merely numbers, our private investigation agency provides focused, individualized attention to each case and client.
- Discover effective strategies for New York asset searches to enhance your professional due diligence and uncover hidden financial resources.
- Navigate complex asset searches with our dedicated team. We offer focused investigations to support your professional needs.
- Uncover effective asset search strategies to elevate your professional due diligence and identify hidden financial opportunities.
We understand that every case is unique, and our tailored approach ensures we address the specific needs of our clients, providing them with the insights needed to make informed decisions. Trust Stryker Investigation Services to be your partner in navigating the complexities of asset searches and recovery, guaranteeing that you have the best possible chance for success in your legal endeavors. NYC
WHAT IS A PERMISSIBLE PURPOSE? HOW DOES IT APPLY TO BANK AND FINANCIAL INVESTIGATIONS?
This summary does not discuss every scenario or anticipated use or subsequent authorization. It is intended to illuminate a convoluted and misinterpreted legal framework while providing general guidance on core principles and common applications. The information contained herein should not be construed as legal advice, and readers should consult with qualified legal counsel regarding their specific circumstances. While efforts have been made to ensure accuracy, laws and regulations are subject to change, and variations may exist across different jurisdictions. Nothing in this document creates an attorney-client relationship or serves as a substitute for professional legal consultation.
The legal framework governing access to nonpublic financial information operates through multiple federal statutes, establishing specific requirements for different scenarios. The Fair Credit Reporting Act (FCRA) serves as a primary foundation, mandating consumer authorization for credit report access while explicitly prohibiting its use for determining insurance, credit, or employment eligibility. FCRA Section 6802(e)(8) provides essential exceptions, permitting disclosures when necessary to comply with federal, state, or local laws, respond to authorized civil or criminal investigations, address regulatory requirements, or fulfill judicial process obligations.
When accessing bank or brokerage records, requestors must demonstrate a valid permissible purpose and comply with court orders or civil judgments, while remaining subject to the Right to Financial Privacy Act restrictions specifically governing government access. Financial institutions bear the responsibility of verifying the requestor’s authority before disclosure. This comprehensive framework, incorporating 28 U.S.C. Chapter 176 Fair Debt Collection Procedures and 15 U.S.C. Title 15 Privacy Provisions, explicitly establishes that exceptions (6)(A), (7), and (8) and (D) grant access to persons holding a legal or beneficial interest relating to the consumer; or (E) to persons acting in a fiduciary or representative capacity on behalf of the consumer; but require demonstration of a valid permissible purpose for both pre-civil and post-civil proceedings. Pre-civil proceedings are specifically defined as subpoenas, search warrants, or other Judicial Orders. Post-civil proceedings are defined as Judicial Orders or Judgments, which constitute the judge’s rulings at the conclusion of an adversary proceeding requiring the debtor to pay the amount awarded in the Judgement or Judicial Order resulting from the proceedings. All financial information access must align with these federal statutes while simultaneously complying with applicable state privacy laws and institution-specific requirements, ensuring a balanced approach between necessary information access and privacy protection.
This document does not address all applicable laws, regulations, or conditions that may be relevant to any particular situation. References to specific scenarios or applications should not be interpreted as endorsements or recommendations. The authors reserve the right to modify, update, or withdraw any portion of this content without notice. By proceeding with this document, readers acknowledge these limitations and disclaimers.
The authors and publishers expressly disclaim all liability for any actions taken or not taken based on the contents of this document. This summary may be incomplete or outdated at the time of reading, and subsequent legislative, regulatory, or judicial developments may impact its accuracy. Readers should verify any information that may affect their legal rights or obligations. Any examples provided are for illustrative purposes only and may not apply to specific situations.
STATEWIDE BANK SEARCH
BUSINESS ASSET SEARCH
OFFSHORE BANK SEARCH
BROKERAGE ACCOUNTS
INDIVIDUAL'S ASSEST
STATEWIDE BANK ACCOUNT SEARCH ON AN INDIVIDUAL – This search returns all open bank accounts found from multiple banks. You will receive a list of all banks located, bank names and addresses, types of accounts, balances, the institution’s name and address, and end-of-the-day account balance.
BUSINESS ASSETS
STATEWIDE BANK ACCOUNT SEARCH ON A BUSINESS – This search returns all open bank accounts found from multiple banks. You will receive a list of all banks located, bank names and addresses, types of accounts, balances, the institution’s name and address, and end-of-the-day account balance.
BROKERAGE ACCOUNT
BROKERAGE ACCOUNT SEARCH Brokerage company investment account used to buy and sell securities, stocks, bonds, and mutual funds. This search returns all open brokerage accounts found in multiple firms. You will receive a list of all accounts located, as well as establishment names, addresses, and balances. This will include end-of-the-day account balance information.
ASSET SEARCH INVESTIGATION TYPES & SERVICES
A statewide business search provides a focused examination within the borders of a specific state. A statewide asset search for an individual delves deep into their financial footprint within a specific state. This investigation examines county recorder offices for real property ownership, including primary residences, vacation homes, rental properties, and undeveloped land. It explores state motor vehicle records for registered cars, boats, aircraft, and recreational vehicles. The search examines state-level civil court records for any litigation that might reveal asset disclosures, divorce settlements, or probate matters. State professional licensing boards are checked for occupational licenses, which can indicate sources of income or business interests. Local tax assessor records reveal property tax history and potential ownership of multiple properties through different entities. The search also examines state UCC filings to uncover secured transactions and business equipment.
Licensed private investigators conduct statewide asset searches using privileged access to restricted databases and data brokers - resources unavailable to the general public. This authorized access, granted only to PIs who maintain active state licensure and meet strict compliance requirements, enables thorough and lawful asset investigations. Through these comprehensive resources, investigators examine county recorder offices for real property ownership, uncovering primary residences, vacation homes, and undeveloped land. The search extends to state motor vehicle records for registered vehicles, boats, and aircraft, while our local asset discovery process reveals crucial information from state civil court records, including asset disclosures, divorce settlements, and probate matters. To complete this thorough investigation, we examine state professional licensing boards, local tax assessor records, and UCC filings, providing legal professionals with vital financial intelligence for their proceedings.
Individual Nationwide Asset Search. Moving to a broader scope, a nationwide asset search expands this investigation exponentially across all states, creating an intricate web of financial intelligence. This comprehensive search examines federal bankruptcy courts for past filings or pending cases that might reveal asset declarations. It scans federal tax liens and civil judgments in all jurisdictions. The investigation covers property records in all 50 states to uncover real estate holdings that might be strategically placed in different locations. Federal civil court records are examined for asset disclosures in litigation across state lines. The search includes nationwide vehicle registrations and aircraft registrations with the FAA. Corporate records across all states are checked to reveal business interests, partnerships, and corporate officer positions. Federal contracts and government payments are investigated to identify potential income sources. The nationwide search also examines pension and retirement account registries, unclaimed property databases in all states, and national databases for professional licenses.
Licensed private investigators conduct statewide asset searches using privileged access to restricted databases and data brokers - resources unavailable to the general public. This authorized access, granted only to PIs who maintain active state licensure and meet strict compliance requirements, enables thorough and lawful asset investigations. Through these comprehensive resources, investigators examine county recorder offices for real property ownership, uncovering primary residences, vacation homes, and undeveloped land. The search extends to state motor vehicle records for registered vehicles, boats, and aircraft, while our local asset discovery process reveals crucial information from state civil court records, including asset disclosures, divorce settlements, and probate matters. To complete this thorough investigation, we examine state professional licensing boards, local tax assessor records, and UCC filings, providing legal professionals with vital financial intelligence for their proceedings.
Brokerage and Investment Asset Search Services. Our specialized financial portfolio search services target securities and investment holdings across multiple platforms. This investment asset search examines registered securities accounts, retirement funds, and pension accounts. Our financial asset location services trace mutual fund holdings, stock certificates, and bond investments through transfer agents and registrars. The investigation includes commodity trading accounts, offshore investment accounts, and international securities holdings, providing complete visibility into investment patterns and financial institution relationships.
A brokerage account search specifically targets securities and investment holdings across multiple financial platforms. This specialized search examines registered securities accounts, checking for both active and dormant investment accounts. It investigates retirement accounts including 401(k)s, IRAs, and pension funds. The search covers mutual fund holdings, looking for both direct investments and fund participation through employers or investment groups. Stock certificates and bond holdings are traced through transfer agents and registrars. Commodity trading accounts are examined for futures and options trading activity. The investigation includes checking for offshore investment accounts and international securities holdings where possible. This search can also reveal investment patterns, trading history, and relationships with multiple financial institutions.
Licensed private investigators conduct statewide asset searches using privileged access to restricted databases and data brokers - resources unavailable to the general public. This authorized access, granted only to PIs who maintain active state licensure and meet strict compliance requirements, enables thorough and lawful asset investigations. Through these comprehensive resources, investigators examine county recorder offices for real property ownership, uncovering primary residences, vacation homes, and undeveloped land. The search extends to state motor vehicle records for registered vehicles, boats, and aircraft, while our local asset discovery process reveals crucial information from state civil court records, including asset disclosures, divorce settlements, and probate matters. To complete this thorough investigation, we examine state professional licensing boards, local tax assessor records, and UCC filings, providing legal professionals with vital financial intelligence for their proceedings.
EXPERT WITNESS EXPERIENCE
The difference between them (other agencies) and us is that Stryker’s founder is a “Designated Expert Witness” for Asset Search Investigation and their permissible purpose in Comerica vs. Reid in relation to “the proper legal means to acquire non-public detailed information on the debtor’s stocks bonds, bank accounts in conjunction with investigative searches.”
Nowadays, it seems like everyone proclaims to be an expert in something. However, who qualifies as an expert witness when it comes to court cases? Experts are qualified according to several factors, including but not limited to the number of years they have practiced in their respective fields and work experience related to the case. They may be called as consultants to a case and used to give testimony at trial. However, not everyone can qualify as an “expert,” and not all types of expert testimony may be permitted. Rules about expert witnesses are set by state and federal rules of evidence, depending on whether your case is in state or federal court.
NEW YORK BANK LEVY Enforcement Measures:
The Restraining Notice (Freeze) New York employs a distinctive approach to bank levies through CPLR § 5222 and § 5232, setting it apart from other states with its two-step process. When creditors initiate action, they begin by serving a restraining notice under CPLR § 5222, which immediately freezes the account and remains in effect for one full year. This extended freeze period is significantly longer than most states and can only be lifted through either a creditor’s release or a court order, providing creditors with substantial time to proceed with the actual levy while maintaining control over the assets.
The Exempt Income Protection Act (EIPA) The EIPA represents New York’s commitment to protecting debtors’ essential funds through automatic safeguards. Under this act, accounts receiving direct deposits of exempt funds like Social Security within the previous 45 days automatically retain protection for the first $3,600, while all other accounts maintain protection for the first $2,850, regardless of funding source. These protection thresholds undergo periodic adjustment every three years to account for inflation, ensuring the preservation of purchasing power for protected funds. This automatic protection system distinguishes New York from states requiring debtors to actively claim exemptions.
The Exempt Income Protection Act (EIPA)
- New York provides stronger protections through the EIPA, which automatically protects certain amounts without the debtor having to claim exemptions
- First $3,600 of an account is automatically protected if the account receives direct deposits of exempt funds (like Social Security) within 45 days
- First $2,850 is protected in all other accounts, regardless of the source of funds
- These amounts adjust every 3 years for inflation
The Levy Process After establishing the restraining notice, New York’s levy execution follows strict timelines and procedures. Banks must transfer any non-exempt funds to the sheriff or marshal within two business days of receiving the execution levy, a notably shorter timeframe than states like Missouri which allows 10 days. Financial institutions can charge up to $50 for processing the levy, reflecting the complexity of New York’s requirements and representing a higher allowance than many other states. This expedited process balances creditor interests with practical banking operations.
Notice Requirements New York law mandates comprehensive communication between banks and account holders during the levy process. Within two business days of receiving a restraint or levy, banks must provide written notice to the account holder. This communication must clearly explain the nature of the restraint or levy and detail the account holder’s exemption rights. The notice package must include specific forms for claiming exemptions, and account holders receive 20 days to assert any additional exemptions beyond those automatically protected. This robust notification system ensures transparency and protects debtor rights throughout the process.
